A friendly silver dragon guarding a pile of pound coins

Hoard

Household bills, shared. Know what's due before payday.

Free. No ads. Never asks for your bank details.

This pay cycle at a glance.

Every bill due between this payday and the next, what's paid, what's left and what's left over.

Paydays that fall on a weekend or bank holiday move to the working day before, as most UK employers pay.

Hoard's This month screen, with a made-up household's bills This month on a phone

How low before payday.

Hoard works out the lowest point your balance will reach before the next payday, so there are no surprises.

Hoard's balance forecast before the next payday The forecast and what's left over on a phone

Shared with the people you live with.

Invite your household. Everyone sees the same bills, and when one of you ticks a bill off, everyone else sees it.

Hoard's Sharing screen with two made-up members

Reminders before bills are due.

On your phone, in your browser or from the Windows tray, a few days ahead (you choose how many).

A reminder on a phone that the water bill is due on Wednesday, with a Mark paid button

Plan the months ahead.

See the next few pay cycles, spot double payments and bank holiday paydays, and try "what if" changes without touching the real figures.

Hoard's Months ahead table

Budgets you spend as you go.

Set a food or travel budget, log what you spend, and see what's left.

Change history with Undo.

See who changed what, and undo mistakes.

Hoard's Change history with Undo Change history on a phone

Ideas between you.

Suggest a change (like a cheaper deal) and talk it over before anything changes.

A suggestion about a cheaper broadband deal, with a reply, on a phone

Works everywhere

Use it in your browser, add it to your phone's home screen, or install it on Windows. It works offline and syncs when you're back online. Export to Excel any time.

The bills list on a phone
  • Free, with no ads and nothing to sell.
  • Hoard never asks for bank logins, card numbers or account numbers. You type in your own bills.
  • Your household's data is kept in the UK, encrypted, and only your household can see it in the app. See the privacy notice for who else could access it.

Read the privacy notice

Who can join

Hoard is invite-only for now. If someone you live with already uses it, ask them for an invite link.

Add it to your phone

iPhone: Open hoardbills.co.uk in Safari, tap Share, then "Add to Home Screen". Reminders need this, on iOS 16.4 or later.

Android: Open hoardbills.co.uk in Chrome, tap the menu, then "Install app" (or "Add to Home screen").

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