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Hoard
Household bills, shared. Know what's due before payday.
Free. No ads. Never asks for your bank details.
This pay cycle at a glance.
Every bill due between this payday and the next, what's paid, what's left and what's left over.
Paydays that fall on a weekend or bank holiday move to the working day before, as most UK employers pay.
How low before payday.
Hoard works out the lowest point your balance will reach before the next payday, so there are no surprises.
Shared with the people you live with.
Invite your household. Everyone sees the same bills, and when one of you ticks a bill off, everyone else sees it.
Reminders before bills are due.
On your phone, in your browser or from the Windows tray, a few days ahead (you choose how many).
Plan the months ahead.
See the next few pay cycles, spot double payments and bank holiday paydays, and try "what if" changes without touching the real figures.
Budgets you spend as you go.
Set a food or travel budget, log what you spend, and see what's left.
Change history with Undo.
See who changed what, and undo mistakes.
Ideas between you.
Suggest a change (like a cheaper deal) and talk it over before anything changes.
Works everywhere
Use it in your browser, add it to your phone's home screen, or install it on Windows. It works offline and syncs when you're back online. Export to Excel any time.
- Free, with no ads and nothing to sell.
- Hoard never asks for bank logins, card numbers or account numbers. You type in your own bills.
- Your household's data is kept in the UK, encrypted, and only your household can see it in the app. See the privacy notice for who else could access it.
Who can join
Hoard is invite-only for now. If someone you live with already uses it, ask them for an invite link.
Add it to your phone
iPhone: Open hoardbills.co.uk in Safari, tap Share, then "Add to Home Screen". Reminders need this, on iOS 16.4 or later.
Android: Open hoardbills.co.uk in Chrome, tap the menu, then "Install app" (or "Add to Home screen").